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1     Agreement - Terms

5     General Disclaimer and Exclusion Of Liability

5.1     While we endeavour to ensure accuracy in the information presented so as to provide a high-quality service, we disclaim all warranties and representations (whether express or implied), to the fullest extent permissible under the law, as to the veracity, accuracy, completeness, format, currency or any other aspects of the Materials and their applications.

5.2     We do not warrant or represent, in particular, the following:

(i) that access to the Website or the Materials will be fault-free, secure, timely or uninterrupted, or that your access is protected from software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment; and

(ii) that any information transmitted by you by electronic mail or otherwise through or to us or anyone will be accurately received or secure.

5.3     Use of the Materials, and the electronic transmission of any document or information from you through or to us, are entirely at your own risk.

5.4     Our liability for any damage, claim or loss arising from any inability to access the Website or any or all of the Materials at any time, or from any use of the Website or the Materials or their applications, or from any reliance on the Website or the Materials, howsoever caused, whether arising in contract, tort (including but not limited to negligence, misrepresentation, defamation and infringement of any intellectual property rights) or otherwise, is excluded to the fullest extent permissible under the law.

6     Restrictions on use of MAS Proprietary Material

6.1     Except as otherwise provided, MAS Proprietary Material (comprising the materials under the section "MAS Notices and Directives" and any material belonging to the Monetary Authority of Singapore ("MAS")) shall not be reproduced, republished, uploaded, posted, transmitted or otherwise distributed in any way, without the prior written permission of MAS.

6.     You may download one copy of the MAS Proprietary Material onto a single computer for your own personal non-commercial use provided that you keep intact all accompanying copyright and other proprietary notices.

6.3        Modification of any of the MAS Proprietary Material or use of the MAS Proprietary Material for any other purpose will be a violation of MAS' copyright and other intellectual property rights.

7     Disclaimer of Warranties and Liability regarding use of MAS Proprietary Material

7.1     The MAS Proprietary Material is provided on an "as is" basis without warranties of any kind. To the fullest extent permitted by law, MAS does not warrant and hereby disclaims any warranty as to the accuracy, correctness, reliability, currency, timeliness, non-infringement, title, merchantability or fitness for any particular purpose of the MAS Proprietary Material.

7.2     MAS shall also not be liable for any damage or loss of any kind, howsoever caused, as a result (direct or indirect) of the use of the MAS Proprietary Material, including but not limited to any damage or loss suffered as a result of reliance on the contents of the MAS Proprietary Material.

7.3     The MAS Proprietary Material does not constitute financial or other professional advice. If financial or other professional advice is required, services of a competent professional should be sought.